Please select an online service from the menue above

Utility Checker: Save on the cost of your utilities
Most people don't consider checking the cost of their utilities against other suppliers, yet doing so can save the average home £140 per year.
We have partnered with U-Switch, the leading UK utility price comparison service. Simply click on the button above and if you find you can save money by switching suppliers for phone, gas, electricity or water.

Fidelity: invest online
After reading this page you will be visiting a new website. Fidelity FundsNetwork fund supermarket will provide you with specific product documentation tailored to the investment choices you make.
Please click here to visit the Fidelity website

Skandia: online
After reading this page you will be visiting a new website operated by Skandia. The Skandia client extranet is a secure web site which gives you on-line access to your Skandia products. It currently allows you to see what funds you are invested in, their value and lets you change your fund choice. You will have to register to use this service.
Please click here to visit the Skandia website

Endowments: trade policies
Investigate the sale value of your Endowment policy.
It is very important to make sure you understand all of the options open to you, including selling, surrendering and maintaining your policy and how each may effect the benefit you receive.
Riach Independent Financial Advisers is licensed to provide advice on whole of market term products.